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Privacy Policy

1. Introduction

Hamilton Consulting LLC (“Hamilton,” “we,” “us,” or “our”) operates as a Puerto Rico–based advisory firm providing underwriting guidance, pricing architecture, and strategic support to MCA and fintech organizations. This page explains both:
1. Our Privacy Policy – how we collect, use, and protect information; and
2. Our Terms of Use – the conditions for accessing and using this website.

By using this website, you consent to the practices, rights, and responsibilities described below.

2. Company Information & Jurisdiction

Hamilton Consulting LLC
Global Headquarters:
53 Calle Palmeras
San Juan, Puerto Rico 00907

Hamilton operates under Puerto Rico’s Act 60 (Export Services), meaning all services are delivered from Puerto Rico to non-resident clients in compliance with local and federal regulations. Puerto Rico law governs all matters related to this website.

3. Privacy Policy
3.1. Information We Collect

We collect only the information necessary to operate our website and respond to inquiries:

A. Information You Voluntarily Submit
• Name
• Email address
• Company name (optional)
• Message or inquiry details

Collected through contact forms or consultation requests.

B. Standard Website Analytics

We use industry-standard analytics tools (e.g., Google Analytics) that may collect:

• Browser type
• Device type
• Pages visited
• Time on site
• Referring URLs
• General geographic region (not precise location)

We do not collect:
• Sensitive personal data
• Financial data
• Government identifiers
• Biometrics
• Precise GPS location
• Data unrelated to site performance

We do not sell, rent, trade, or otherwise monetize your information.

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3.2. How We Use Information

We use the information collected for:
• Responding to inquiries
• Scheduling consultations
• Improving website performance
• Maintaining security and system integrity
• Complying with applicable legal obligations

Because Hamilton operates under Act 60’s export-services framework, client interactions and data processing occur in Puerto Rico and are subject to Puerto Rico’s data-protection laws as well as applicable federal law.

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3.3. Third-Party Sharing

We only share information with:
• Service providers needed for site operation (hosting, analytics, security)
• Email or CRM tools used to manage responses to your inquiries

All third-party providers maintain commercially reasonable data-protection safeguards.

We do not sell or share information with marketers or unrelated third parties.

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3.4. Cookies & Tracking Technologies

Our site may use cookies for:
• Basic functionality
• Analytics
• Performance monitoring

You can disable cookies in your browser, but some features may not function fully.

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3.5. Data Security

We use standard administrative, technical, and physical safeguards to protect information.
While no system is completely secure, we follow industry best practices to minimize risks.

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3.6. Data Retention

• Form submissions are retained only as long as necessary to address your inquiry or maintain legitimate business records.
• Analytics data is retained according to the default policies of the analytics provider.

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3.7. Your Rights

Depending on your jurisdiction, you may have the right to:
• Access personal information we hold about you
• Request correction or deletion
• Request restrictions on processing
• Request a copy of your data

3.8. International Visitors (UK, and Other Regions)

Although Hamilton Consulting LLC operates exclusively from Puerto Rico under Act 60’s export-services framework, individuals visiting this website from the United Kingdom, or other jurisdictions with enhanced privacy regulations are entitled to additional disclosures:

Legal Basis for Processing (UK-GDPR)

For visitors in the UK, we process personal data only when necessary for:
• Responding to your inquiry (legitimate interest)
• Operating and securing the website (legitimate interest)
• Complying with legal obligations (legal basis)

We do not use personal data for profiling, behavioral advertising, or automated decision-making on this website.

International Data Transfers

Information submitted through this website may be stored or processed in:
• Puerto Rico (United States jurisdiction)
• The United States
• Other locations where our service providers operate

We use reputable service providers that maintain commercially reasonable safeguards for international data transfers.

UK User Rights

In addition to the rights described above, users in these jurisdictions may:
• Request access to their personal data
• Request deletion or correction
• Object to or restrict certain types of processing
• Request a copy of their data in a portable format

Contact us for any requests, we respond to all requests in accordance with applicable law.

4. Terms of Use

The following Terms of Use govern your access to and use of this website (the “Site”). By visiting or using the Site, you agree to these Terms and our Privacy Policy.

4.1. Company Information & Act 60 Framework

Hamilton Consulting LLC operates exclusively under Puerto Rico’s Act 60 Export Services framework. All advisory services are delivered from Puerto Rico to clients located outside Puerto Rico, in compliance with applicable tax and regulatory requirements.

Nothing on this Site constitutes an offer to provide services in any jurisdiction outside Puerto Rico.

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4.2. Acceptance of Terms

By accessing or using this Site, you agree to be bound by:

  • These Terms of Use

  • The Privacy Policy

  • Applicable Puerto Rico and U.S. federal laws

If you do not agree, discontinue use immediately.

Hamilton may modify these Terms at any time. Updated Terms take effect upon posting.

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4.3. Content Ownership & Intellectual Property

All content on the Site—including text, branding, logos, imagery, layouts, and service descriptions (the “Content”)—is the property of Hamilton Consulting LLC and protected under U.S. and Puerto Rico intellectual property laws.

You may not:

  • Copy, reproduce, or distribute Content

  • Use Content commercially

  • Alter or misrepresent Hamilton materials

  • Use Hamilton trademarks without written consent

A limited, revocable license is granted for personal, non-commercial viewing.

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4.4. No Professional or Legal Advice

All information provided on the Site is for general informational purposes only.

It does not:

  • Constitute legal, tax, compliance, underwriting, or financial advice

  • Create a consultant–client relationship

  • Serve as a guarantee of results

  • Represent a solicitation to provide services in any jurisdiction outside Puerto Rico

Any formal consulting engagement requires a separate written agreement.

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4.5. International Use

Hamilton operates solely from Puerto Rico; the Site is accessible worldwide for informational purposes.

Visitors outside Puerto Rico acknowledge that:

  • The Site does not constitute targeted solicitation or regulated activity in their jurisdiction

  • All services are performed exclusively from Puerto Rico under Act 60 export rules

  • The Site may not satisfy foreign regulatory requirements

  • Their use of the Site is voluntary and at their own risk

Hamilton makes no representation that the Site complies with laws outside Puerto Rico.

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4.6. Cross-Border Compliance

Nothing on the Site may be interpreted as an offer to perform regulated or licensed services in:

  • The United Kingdom

  • Australia

  • New Zealand

  • Canada

  • Or any jurisdiction outside Puerto Rico

Users are responsible for ensuring their use of the Site complies with their local laws.

All advisory services are delivered from Puerto Rico in accordance with Act 60 export-services requirements.

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4.7. Permitted Use & User Obligations

Users agree not to:

  • Attempt unauthorized access to the Site

  • Introduce malware, viruses, or harmful code

  • Employ scraping, crawling, or automated bots without permission

  • Interfere with Site security or performance

  • Misuse forms, communication channels, or system resources

Hamilton may restrict or terminate access for violations.

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4.8. Third-Party Links

The Site may link to third-party websites. Hamilton is not responsible for:

  • External content

  • External privacy or data practices

  • Damages arising from third-party websites

Accessing third-party links is at the user’s own risk.

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4.9. Disclaimer of Warranties

To the fullest extent permitted by law, the Site and Content are provided “as is” and “as available.”

Hamilton disclaims all warranties, including:

  • Accuracy or reliability

  • Availability, uptime, or security

  • Fitness for a particular purpose

  • Non-infringement

Use of the Site is solely at the user’s risk.

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4.10. Limitation of Liability

Hamilton Consulting LLC is not liable for indirect, incidental, consequential, punitive, or special damages arising from:

  • Use or inability to use the Site

  • Reliance on Site content

  • Loss of data or business interruption

  • Security events beyond Hamilton’s control

Your exclusive remedy is to discontinue use of the Site.

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4.11. Indemnification

You agree to indemnify and hold harmless Hamilton Consulting LLC and its representatives from any claims, damages, liabilities, or expenses arising from:

  • Your use or misuse of the Site

  • Your violation of these Terms

  • Your infringement of Hamilton’s intellectual property or proprietary rights

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4.12. Governing Law & Jurisdiction

These Terms are governed solely by:

  • The laws of the Commonwealth of Puerto Rico, and

  • Applicable U.S. federal law

All disputes must be brought exclusively in the courts of San Juan, Puerto Rico.

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4.13. Contact Information

For questions regarding these Terms:

Hamilton Consulting LLC
53 Calle Palmeras 701
San Juan, PR 00907
United States

Contact Us